Pradhan Mantri Jeevan Jyoti Bima Yojana Online Apply : Details & Benefit

Pradhan Mantri Jeevan Jyoti Bima Yojana has been started by the Prime Minister of India Mr. Narendra Modi on 9th May 2015. The objective of the scheme is to secure the future of the beneficiary’s Family. Under Pradhanmantri Jeevan Jyoti Bima central government Provides Rs.2 lakhs rupee insurance cover the policyholder who gets died due to any reason. Under PMJJBY Scheme 2019 the premium of Insurance is Rs.330/- per annum per subscriber.  PM Jeevan Jyoti Bima Insurance scheme is an auto-debited scheme under which you have to pay less than 1 Rupee Per day. In the below section check the complete details of the Insurance scheme and avail of all the benefits.

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What is Pradhan Mantri Jeevan Jyoti Bima Yojana


Pradhan Mantri Jeevan Jyoti Bima Yojana is an insurance policy scheme under which all savings bank account holders in the between age 18 to 50 years in participating banks will be eligible to join the Scheme. Under this PMJJBY Scheme, 2 Lakhs Rupee Death cover will be given to the policyholders. it is an auto Debited Scheme. One key point is that this scheme will be linked only to the bank accounts opened under the Pradhan Mantri Jan Dhan Yojana. The Beneficiary should have to open their bank account under the Pradhan Mantri Jan Dhan Yojana. Beneficiary can get a Bima cover of up to 2 lakh rupees during the Covid-19 epidemic in being a Prime Minister Jeevan Jyoti Insurance Scheme. PMJJBY provides life cover for 55 years. This insurance can be availed only when the bank has a savings account.

Who When & Where Launch The PMJJBY Scheme

Jeevan Jyoti Bima Yojana was launched by Prime Minister Narendra Modi on 9th May 2015 in Kolkata and it’s originally mentioned in the budget of 2015. 

Why PMJJBY Launch

Pradhanmantri Jeevan Jyoti Bima Yojana The government feels the need PM Jeevan Jyoti Bima Scheme because only 20% of India’s population has any kind of insurance. This PMJJBY Scheme’s main objective is that to increase the number of this kind of Insurance policyholders.

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PMJJBY scheme Key Highlights

Scheme Name Jeevan Jyoti Bima Yojana
Who launched SchemePrime Minister Narendra Modi
Date Of launched9th May 2015
CategoryInsurance Scheme
Premium Value330/- per annum
Death coverRs. 2 Lakh Rupee

Pradhan Mantri Jeevan Jyoti Bima Yojana Benefits

  • It gives 2 lakh death cover to the policyholder.
  • Its premium value is too small only 330 Rupees Per annum.
  • Its fully secured insurance policy
  • Auto Debited Insurance Scheme

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PMJJBY Required Documents

  • Bank Account opened Under Pradhan Mantri Jan Dhan Yojana.
  • Identity proof
  • Declaration Form

How to Apply Pradhanmantri Jeevan Jyoti Bima

PMJJBY apply
  • You have to visit the Bank Branch where you have your bank account
  • Submit all the Required Documents and Declaration Form with appropriate detail
  • Then submit all Form and all required detail & Documnets to the branch manager.

Important Downloads

PMJJBY Rules EnglishClick Here
PMJJBY Consent Form Cum Declaration Form EnglishClick Here
PMJJBY Insurance Claim Form EnglishClick Here
PMJJBY Rules HindiClick Here
PMJJBY Consent Form Cum Declaration Form HindiClick Here
PMJJBY Insurance Claim Form HindiClick Here

Important Links

Central Govt SchemeClick Here
UP State Govt SchemeClick Here

FAQs Queastions 

What is Pradhan Mantri Jeevan Jyoti Bima Yojana?

The life cover of Rs. 2 lakhs shall be for the one year period stretching from 1st June to 31st Mai and will be renewable. Risk coverage under this scheme is for Rs. 2 lakh in case of death of the ensured. Due to any reason.

What is the Benefit Of PMJJBY 330?

Pmjjby is a renewal term insurance policy that provides a yearly Life insurance coverage of Rs. 2,00,000 in case of the demise of the ensured person, at the most affordable premium rate of Rs. 330 per annum.

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